(1)Underwriting Department. The underwriting department reviews applications for insurance and determines their acceptability to indiana car insurance quotes. Aside from life insurance, the department includes specialists in different lines of economic and locations. Departmental personnel work closely using the medical director and the agency department.

(2)Agency Department. Most life insurers market their product via an agency system consisting of either a branch-office or a general-agency kind of operation. Under the branch-office system the field force includes relatively small territorial offices usually under the supervision of the salaried branch manager. A branch-office is just extra time of the house office and it is scope of operations is determined and con